Direct Bank Access
No shady brokers. We route directly to certified local banking partners for full security.
Raiz for Pay Suppliers
Pay Any Supplier, Anywhere in the World
One platform to pay suppliers in Europe, the United States, Africa, and beyond, using their preferred method, funded from Naira, at the best rate, with no domiciliary account required.
Why Choose Raiz
Why Choose Raiz for Global Supplier Payments
Real-Time Rates
Always transparent, live calculations with no hidden markup spreads.
No Dom Account Needed
Settle global supplier balances instantly straight from your local Naira balances.
Licensed & Compliant
Fully certified structures complying with trade regulations on both sides.
European Payments
Pay European Suppliers
Send SEPA, GBP, and SWIFT payments to European suppliers directly from your Naira wallet. SEPA Transfer reaches any Eurozone bank instantly; GBP Transfer settles the same day to any UK account via Faster Payments or CHAPS; SWIFT (USD) covers suppliers who invoice in dollars. No correspondent bank delays, no hidden charges.
SEPA Eurozone Transfer
InstantIBAN RecipientDE89 3704 **** **** 9012
Beneficiary NameVogel Gmbh (Hamburg)
Amount (EUR)€14,500.00
US Federal Payout (ACH)
VerifiedRouting Number021000021 (Chase Bank)
Account Number120485938210
Amount (USD)$45,000.00
US Payments
Pay American Suppliers
Send money to any US business or supplier from Nigeria using ACH, Same-Day ACH, RTP, or Wire Transfer, no US bank account needed. ACH settles in 1–3 days for regular payments; Same-Day ACH and Wire settle the same day; RTP is instant for participating banks. Fund from Naira and we deliver to any American bank account.
African Payments
Pay African Suppliers
Send instant payments to suppliers in 25+ African countries using their preferred local method (MTN MoMo, M-Pesa, Orange Money, and more), settled directly in their local currency. Most payments clear in seconds or minutes, even on weekends.
M-Pesa Mobile Wallet
SuccessfulPhone Number+254 712 345 678
Recipient NameJoseph Kamau
Amount (KES)Sh50,000.00
Supported Corridors
Supported Countries & Currencies
How It Works
Payment Process
Get a Quote
Input supplier payment details to lock in transparent exchange rates instantly.
Pay
Select payment method (Alipay, WeChat Pay, SEPA, SWIFT) and pay in Naira.
Supplier Confirms
Receiver receives the currency directly without dealing with middle agents.
Track It
Trace every step of your transaction from payment initiation to final settlement.
Pricing
Fees & Speed
| Method | Speed | Best For | Fee |
|---|---|---|---|
| Europe (SEPA/GBP) | Instant – 1 business day | EU and UK suppliers | Low, transparent |
| Europe (SWIFT USD) | 1–2 business days | Dollar-invoicing EU suppliers | Low, transparent |
| United States | Instant – 3 business days | US suppliers, by rail chosen | Low, transparent |
| Africa | Instant – 1 business day | 25+ African corridors | Low, transparent |
Customer Success
“We produce lubricants in Germany and a good number of our customers are in Africa. Receiving payments used to be complicated and slow. With Raiz, it is much easier, customers can pay from their side, and we receive funds without the usual friction.”Matthias VogelAuto Parts Exporter, Hamburg
Frequently Asked Questions
FAQ
What currencies are supported?
We support major global trade currencies including USD, EUR, GBP, as well as multiple local African currencies spanning 25+ corridors.
Are there hidden fees?
No. You will always see locked live exchange rates and commercial fees upfront before you authorize any transfer.
Is my payment protected?
Yes. All transaction routes operate through certified bank partners and strictly comply with international corporate trade regulations.
Is Raiz licensed?
Absolutely. Raiz functions under secure, fully licensed and regulated payment structures on all regional corridors.
Explore more Raiz Solutions
China Importers
Pay Chinese suppliers via Alipay, WeChat Pay, or bank transfer directly from Naira.
Compliance
PCI DSS Compliant
FinCEN MSB
NDPR Certified
CBN Licensed
Ready to Settle
Ready to Pay Suppliers Globally?
Settle factory balances instantly, eliminate agent commission markups, and protect your supply chains with regulatory certainty.