Raiz Finance

Africa's Trade Payment
Infrastructure.

Pay suppliers. Collect globally. Built for African businesses that mean business, faster, smarter, and with confidence across borders.

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Trusted by leading businesses

Providus Bank
PalmPay
WeChat
AliPay
Copart
IAAI

Who We Serve

Pay your Chinese supplier before someone else does.

Naira-to-CNY Payments

Convert and send Naira directly to Chinese Yuan. No intermediary banks, no delays, your supplier gets paid the same day.

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AliPay & WeChat QR

Pay Chinese suppliers instantly by scanning their AliPay or WeChat Pay QR code. As simple as buying from a local vendor.

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Real-time Confirmation

Both you and your supplier receive instant payment confirmation. No chasing, no guessing, just done.

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China Importer
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Businesses Served

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from 2,000+ Reviews

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Countries

FinCEN

Registered

Trade Corridors We Serve

Raiz connects African businesses to key global trade partners across every major corridor.

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Nigeria

β€œAfrica's largest import and export hub. Pay suppliers and collect from partners across all major trade routes.”

Nigeria trade corridor
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Ghana

β€œWest Africa's fastest growing import market. Send and receive payments across the Ghana corridor seamlessly.”

Ghana trade corridor
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Kenya

β€œYour gateway to East African trade. Connect Nairobi businesses to global suppliers and buyers instantly.”

Kenya trade corridor
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China

β€œAfrica's largest import source. Pay Chinese suppliers directly via AliPay and WeChat Pay with zero agent fees.”

China trade corridor
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UAE

β€œSend and receive payments across the UAE corridor. Fast settlement for trade, services, and supplier payments.”

UAE trade corridor
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South Africa

β€œConnect with South African buyers and suppliers. Reliable local and international payment rails in one place.”

South Africa trade corridor
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Europe

β€œPay European suppliers via SEPA, GBP Faster Payments, or SWIFT. Collect EUR and GBP from buyers across the EU.”

Europe trade corridor

Our Products

Built for global commerce.

Raiz Payouts

Raiz Payouts

Send money to suppliers anywhere in the world, instantly.

Raiz Collections

Raiz Collections

Accept international payments from clients and partners globally.

Raiz Autos

Raiz Autos

Finance and pay for vehicle imports from USA, UAE, China and beyond.

Raiz App

Raiz App

Send and receive money across borders from your phone.

Pay Chinese suppliers directly.

No agents. No delays. No middlemen. Just scan. Pay. Done.

AliPay & WeChat QR
Naira to CNY at real-time rates
Instant settlement
Zero agent commission
Start Paying China Now
Pay Chinese suppliers directly from Nigeria with Raiz Finance using AliPay, WeChat Pay, and instant Naira to CNY settlements

Live Exchange Rate

Real-time rates. Zero surprises.

Lock in your exchange rate before you pay: NGN to CNY, USD, EUR, GBP and AED at live market rates.

NGN Exchange Rates

Last updated: Updating…

Our Solutions

Everything you need to move money globally.

Collections

Accept payments from clients and partners in any currency.

Escrow

Secure funds until delivery is confirmed. Trade with confidence.

Supplier Payment

Pay international suppliers instantly in their local currency.

Mid-Market FX / OTC

Access live mid-market rates with zero hidden markups.

β€œRaiz cut my China supplier payment time from 5 days to 20 minutes. I'll never go back to using agents.”
EO

Emeka Okonkwo

Fabric Importer, Lagos

Raiz customers using the platform

Raiz Auto

Import your car in 4 steps.

Finance and pay for vehicle imports from USA, UAE, China and beyond. End-to-end from auction to delivery.

01.

Browse Vehicles

Browse and bid on vehicles from USA, UAE, China.

02.

Win Your Auction

Bid with confidence. We handle the logistics.

03.

Fund Instantly

Pay dealers in their local currency via Raiz.

04.

Deliver to Nigeria

We coordinate shipping straight to your door.

Why Raiz

Traditional banks weren't built for African trade. We were.

Traditional Bank

Raiz

2-5 day transfers
Minutes
High wire fees
Lower fees
No RMB payments
Direct RMB via AliPay & WeChat
FX uncertainty
Live mid-market rates
Complex paperwork
Simple onboarding

Your business has no borders.
Your payments should not either.

Africa's Trade Payment Infrastructure

PalmPay
AiPrise
BRIDGE
Alipay
Lead
WeChat