Raiz Finance
Raiz for Diaspora

Send Money Home.
Instantly, Safely,
Simply.

Send money to family in Nigeria from the UK, US, Europe, or the Gulf at the real rate, with same-day delivery.

Diaspora sender using Raiz App to send money home to family
The Challenge

The Problems Senders Face

High Fees

Traditional banks and agents charge steep fees that eat into what your family receives.

Delay

Transfers can take days to settle, leaving loved ones waiting when they need funds urgently.

Security

Informal channels and unverified apps create risk, with little transparency on where money goes.

Complexity

Comparing rates across apps, hidden spreads, and confusing checkout flows make sending home a chore.

Why Raiz

Why Senders Choose Raiz

  • Low-cost transfers
  • Real-time updates
  • Secure & licensed
  • Great rates
How It Works

Simple 4 Step Process

01

Download the App

Get Raiz App from the App Store or Google Play. Sign-up takes less than five minutes.

02

Create an Account

Complete quick KYC verification and fund your wallet via Zelle, bank transfer, or card.

03

Send Money

Enter amount, choose recipient, and confirm. See the exact rate and fee before you pay.

04

Funds are Received

Family receives Naira instantly in their bank account or mobile wallet across Africa.

Our Product

Built for Diaspora Senders

Raiz App

Send money home in minutes. Fund with Zelle or bank transfer, see live rates, and deliver Naira instantly to bank accounts and mobile wallets, with full transaction tracking from send to receipt.

Live Rates

See Your Rate Instantly

Check what your family receives before you send; no sign-up required.

They get

NGN
Exchange rate1 GBP = 2,050 NGN
Transfer fee£2.5 (0.5%)
Total to pay£500
Send now

Rates refresh automatically. Final amount shown in the app before you confirm.

Compliance & Licensing

Licensed in 40+ Places

Raiz Digital Services CompanyFinCEN MSBPCI DSS CompliantLicensed in 40+ Places
Customer Success

Loved by Thousands of Senders

I used to compare three different apps every month just to get a decent rate. With Raiz, I see exactly what my mum receives before I tap send, and it lands in her account in minutes.

John Doe

UK Resident

Frequently Asked Questions

FAQ

How fast do transfers arrive?

Most transfers to Nigerian bank accounts and mobile wallets settle within minutes. Larger corridors may take up to a few hours depending on the receiving bank.

What are the fees?

Raiz shows your exact fee and exchange rate before you confirm. There are no hidden spreads; what you see is what you pay and what they receive.

Is Raiz licensed and secure?

Yes. Raiz operates under regulated payment structures with enterprise-grade encryption, PCI DSS compliance, and licensed remittance corridors across 40+ jurisdictions.

Which countries can I send to?

Raiz supports remittance to Nigeria and 25+ African countries, with instant settlement to bank accounts and mobile money wallets.

Explore More Industries

Import and Trade

Pay suppliers in China, the US, Europe, and Africa, funded in Naira at competitive rates.

ChinaUSAEurope

Global Business

Collect international payments and pay staff or suppliers worldwide from one platform.

USDEURGBP
Get Started

Ready to Send Money Home?

Download Raiz App and start sending at great rates. Your family receives funds in minutes, not days.

Download on the App StoreGet it on Google Play
Raiz App on mobile showing send money home flow