Pay Your Chinese Supplier Before Someone Else Does
Stop chasing brokers or using unreliable third parties. Pay your Chinese supplier's Alipay, WeChat Pay, or bank account directly from Naira, instantly, securely, and at the best rate.
Why Businesses Import From China
Direct Rail Access
We route your payments directly through certified banking partners. No unreliable brokers.
Zero Hidden Markups
Convert Naira to Renminbi with complete transparency. What you calculate is what they receive.
Immediate Settlement
We guarantee fast settlement, ensuring your suppliers release goods without delay.
Pay with Alipay
Pay your Chinese supplier's Alipay account directly from Naira. Provide their Alipay-registered phone number (+86) or email and their full registered name; we verify the details before sending. Funds are confirmed in the supplier's Alipay account within minutes, at a transparent NGN/CNY rate, with no middlemen.
- Verified recipient identity routing
- Real-time checkout validation
Alipay Payout
VerifiedWeChat Pay
ActivePay with WeChat Pay
Pay directly to a supplier's WeChat Pay account the same way: fast, verified, and settled in minutes, without going through a separate agent for WeChat orders.
- Zero-middleman secure routing
- Direct WeChat Order tracking compliance
Pay via Bank Transfer
For suppliers who invoice formally rather than through Alipay or WeChat, pay their Chinese bank account directly by SWIFT or local bank transfer, funded from Naira.
- Seamless corporate SWIFT settlement
- Locked commercial FX rates
Which Payment Method Should You Choose?
| Method | Speed | Best for | Fee |
|---|---|---|---|
| Alipay | Minutes | Retail and wholesale suppliers on Alibaba 1688 Taobao AliExpress | Best rate low fee |
| WeChat Pay | Minutes | Suppliers who negotiate through WeChat | Best rate low fee |
| Bank Transfer | 1-2 business days | Suppliers who invoice formally larger orders | Low transparent |
How the Payment Process Works
Get a Quote
Input details to lock in transparent exchange rates instantly.
Choose a Method
Select Alipay, WeChat Pay, or bank account wire transfer.
Pay in Naira
Fund the transaction effortlessly from local Nigerian rails.
Supplier Confirms
Recipient confirms instant credit in Chinese Renminbi (CNY).
“I find my suppliers in China, I use Raiz to pay them with AliPay and WeChat. It is seamless and fast, and I do not have to worry about delays or dealing with multiple agents.”Sarah K. AdeyemiImporter, Apapa
Frequently Asked Questions
Are there hidden fees?
Absolutely none. Raiz guarantees locked commercial rates with complete fee visibility prior to transaction finalization.
How fast does the supplier see the money?
Alipay and WeChat Pay deposits settle almost instantly, while bank wires clear within 1-2 business days.
Is Raiz licensed to move funds to China?
Yes. Raiz operates through fully certified, central bank compliant trade-payment structures to guarantee transaction legality.
Do I need a Chinese bank account?
No. Raiz handles all offshore conversion so you only fund local bank transfers in Naira from Nigeria.
Explore more Raiz Solutions
Pay Suppliers
Send fast wholesale payments directly to raw material and trade suppliers worldwide.
Compliance
Ready to Settle
Start Paying Chinese Suppliers
Settle factory balances instantly, eliminate agent commission markups, and protect your supply chains with regulatory certainty.