Raiz

The Smarter Way to Spend in Nigeria.

Get Instant Naira Cards for December Spendings

No bank queues. No cash stress. Get your Raiz Mastercard — a physical Naira card you can fund instantly from anywhere in the world.

Virtual card on mobile phone
SPEND WITHOUT BORDERS

Built for Detty December — and Beyond

Whether you're coming home for Detty December or traveling to Nigeria for work or vacation, Raiz gives you a simple, secure way to pay and spend.

Instant Funding

$9.20
+
Zelle Top-upBank TransferDebit/Credit CardP2P Transfer

Spend freely anywhere

Lagos
#2.99
Abuja
#9.99
Accra
$25
$
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ATM Withdrawals

+7

Private and secure

Security
Wallet
Private
NO MORE BARRIERS

Who Needs a Raiz Card?

🇳🇬 Nigerians in Diaspora

Coming home for the holidays? Skip the stress of opening a Nigerian bank account. Fund your Raiz card from abroad and spend freely while you're home.

Raiz Card - Nigerians in Diaspora

🌍 Visitors to Nigeria

Coming for business, tourism, or Detty December? Get a card you can use locally for everything — shopping, dining, and daily expenses — without carrying cash.

Raiz Card - Visitors to Nigeria

Stress-free spending built for travellers like you.

Easy pickup and delivery

Get your card at the arrivals terminal, our office, or have them delivered to you.

Spend without worry!

Either tapping or swiping, your card works everywhere. Withdraw cash at ATMs worldwide or make instant bank transfers.

Instant activation and top-ups

Activate your card instantly in your Raiz app and top up from your bank account, debit/credit cards, zelle, and more.

Get juicy discounts

Pay less for more across multiple places you'd have fun in Lagos.

GET YOUR CARD

How to get your Raiz Card

01

Order Your Card — Delivered or available for pickup before your trip

02

Sign Up on Raiz — Download the app and complete quick verification.

03

Fund Your Wallet — Add money with Zelle, card, or bank transfer.

04

That's it -Party, dine, shop and enjoy the holidays with confidence!

Raiz Card Back
100% SECURE

Security & Compliance You Can Trust

01

Bank-grade security with encrypted transactions and 2FA.

02

Instant card control — freeze, unfreeze, or replace directly from your app.

03

24/7 support for when you need help, wherever you are.

Raiz MasterCard

Frequently Asked Questions

Get your Raizcard today.

Forget the stress of cash, queues, or exchange rates. With Raiz, your money travels as fast as you do. Enjoy Detty December and beyond with ease.