Transparent fees for
global transfers
Low fees on remittances, currency swaps, and international transfers. No hidden charges—just transparent pricing that beats traditional banks.
Local rails pricing
Naira Transactions
Sending Naira (Below ₦10,000)
Raiz Transaction Fee
₦15.50
Sending Naira (₦10,000 and above)
₦50 Electronic Stamp Duty + ₦35 Raiz Transaction Fee
₦50 + ₦35
Receiving Naira
No fees for receiving Naira
₦0
USD Bank Transfers (Sending)
ACH Transfer
ACH Transaction Fee
$2
ACH Same Day Transfer
ACH Same Day Transaction Fee
$5
Wire Transfer
Wire Transaction Fee
$15
International Remittance
International Remittance Fee
No fees for international remittance
$0
USD Receiving
ACH Deposit (Under $100)
Flat fee plus percentage
$10 + 3%
ACH Deposit ($101 - $500)
Flat fee plus percentage
$25 + 3%
ACH Deposit (Over $500)
Flat fee plus percentage
$100 + 3%
Wire Deposit (Over $20)
Flat fee plus percentage
$15 + 1.2%
Wire Deposit (Under $20)
Percentage only
0.5%
Card Transactions
Naira Card Transaction
Per transaction fee
₦35
Swaps & Currency Exchange
Currency Swaps
No fees for currency swaps
$0
Crypto Operations
Crypto Swap
Fee for crypto swaps
$2
Crypto Deposit
Variable fee based on network conditions
$1 - $2
Crypto Withdrawal (USDT & USDC)
Variable fee based on network conditions
$1 - $5
Virtual Cards & Business Services
USD Virtual Card Top Up
Fee per top-up transaction
$3
B2B USD Account Creation
One-time fee for business account creation
$10
B2C USD Account Creation
One-time fee for personal account creation
$5
